Floray Toolkit · Calculator
Break-even and Runway Calculator
Enter your fixed costs, your price and the cost of each sale. You get the sales you need each month to cover costs, your margin of safety, and how long your cash lasts.
Why break-even matters
Break-even is the point where sales cover costs. Below it every month costs you money; above it every extra sale is profit. Knowing the number tells you how much room you have, which price changes are safe, and when a slow month becomes a crisis.
Margin of safety
The gap between your current sales and break-even, as a share of sales. A 30% margin of safety means sales can fall by nearly a third before you stop covering costs. Lenders and investors read this number closely.
From an estimate to a forecast
Real businesses have more than one product, seasonal sales and costs that step up as they grow. Our finance advisory team builds budgets, forecasts and cash plans on your actual numbers, and our business advisory team turns them into a plan a bank will read.